New Bridge Financial

Free Counseling


NB Financial offers an array of free services for struggling homeowners who have spent months and/or years trying to qualify for a permanent modification. Banks have limited the amount of permanent modifications for borrowers who cannot afford their current financial situation. Our Underwriters and Counselors will give you the best opportunity to save your home and acquire a Government Program. Contact us today for Free.

HAMP Certified Underwriters

NB Financial has HAMP Certified Underwriters to handle all of your Government Workout Program needs. Instead of just counseling, these underwriters process, package, submit and negotiate your case with your lender direct. This service is 100% Free and will give you the best opportunity to qualify for a Government Workout Program. Allow our certified staff to assist you with all of your needs.

Free Mortgage Counseling

To help give mortgage modifications better odds, NB Financial members provides free mortgage counseling. NB Financial is a private sector alliance formed in 2008 to address the foreclosure crisis. It includes most major private sector players in the mortgage business. But NB Financial also includes more than a dozen national nonprofit housing organizations that have provided housing counseling. We will also educate you on all the programs available to you based on your current financial situation.

NB Financials loan counselors make sure borrowers include all the relevant financial information in their application for a loan modification -- from credit card and medical debts to student loan payments. That helps borrowers get the best loan modification available.

NB Financial also has created Loan DOC system, an online system to collect and store documents that loan servicers need to modify a mortgage. Counselors work with borrowers to collect these documents and scan them into the Loan DOC system. Banks can then access the documents on a secure website. The system saves on the cost of delivering the document to the servicer. Also, because the documents are stored on the web, it is impossible for the servicer to lose them.

Find out more about our other Free services by contacting us direct!

Learn About Making Home Affordable

The Obama Administration’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

Beware of Foreclosure Rescue Scams - Help Is Free!

  • Beware of anyone who asks you to pay a fee in exchange for counseling services.
  • Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.
  • Assistance from a Housing Counselor is FREE.
  • Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “saveâ€� your home if you sign or transfer over the deed to your house.
  • Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make a mortgage payment to anyone other than your mortgage company without their approval.